Everyone is probably already on the Holiday Rush mode.  Buying last-minute gifts or wrapping them.  It’s Christmas once again and although the world’s economy cannot be foretold, many people are taking chances in spending this holiday season.  We were part of those who took chances.  Why?  We need to spend to get the economy going again.  We are the economy’s future.

The one thing we couldn’t understand however, are the merchants who offer their product or service who doesn’t understand the meaning of “excellent customer service”.  People are already afraid to spend their hard-earned money, let alone be confronted by merchants who don’t seem to care about providing the best for their customers.   It’s understandable that there would be times when you will encounter a sales person or a CSR who’s having a bad day.  That’s excusable in certain situations.  We all have bad days and we certainly can understand that others can have them too.  But if you encounter the same type of service, call-after-call - then, it’s not a “CSR-having-a-bad-day” situation.

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Popularity: 71% [?]

You will hear many stories these days. Stories of businesses closing down, failing due to lack of cash. Their source of business ran purely on credit and they couldn’t survive once the banks started tightening their requirements. However, there is more to it than that. Poor business management can also lead to its demise.

There is hope however. If you own a business and you are strapped for cash. Don’t waste any more time - just visit EZUnsecured.com if you need unsecured financing for your business.

EZUnsecured is a company with the reputation that the people that they employ are professional, experienced and do take their work seriously. They are quick in approving loans. I did hear that they charge fees up front so I wanted to check out if anyone out there has experience with them.

Business Loans are the lifeline of our economy. Without the businesses out there, there would be no employers. And without employers, where would you and I be? The unemployment line. I’m for companies that offer a way for business to survive this economic times. It surely is going to carry us over.

Popularity: 81% [?]

If you haven’t checked you credit card statements lately, you should. These companies have gone bonkers charging up to 35% in interest. How would you pay off a debt with that kind of rate? And remember, those are compounded rates - which means that they will charge you interest as well on the interest they charged you last month. We say, no way.

That is why we chose to clear up our debts and apply for a personal loan online. It’s the best way to pay down your debts. Applying is very easy now and sometimes, you get your results immediately after submitting your application.

Personal Loans are set amounts that you pay monthly and the interest rates are way lower than all of the credit card rates that are being charged today. You can easily manage your payments and not worry that you will never be able to pay it off because your interest rate is eating up the payments that you are making. If you’re paying the minimum each month, even worse.

A Personal Loan is much ideal in a sense that you are truly paying off your debt within a set amount of time. As long as you keep up with the payments, you will see your principal go down and it helps to encourage you as well because it simply means that you are freeing yourself from the burden of debt.

Don’t wait until the summer is over. If you have any lazy afternoons available, sit down and tally up your debts. Once you’ve gathered the total - figure out how much you can apply for using a personal loan and clean it up. You’ll feel much better when you start your Christmas shopping.

Popularity: 20% [?]

Many of us who are looking to own a business of our own know that start up costs to any business can be costly. This include the high cost of advertising to get the word out that your business exists. It’s not as easy as it seems and most of the time, we get frustrated and we let go of our dreams because we didn’t anticipate the time and money that goes into start ups to get the business off the ground.

In essence, we get great ideas and yet getting it to market is a big challenge. But don’t despair. There is a quick way to circumventing that frustration. How about acquiring a business that already exists? It’s already up and running and all you have to do is take it over and run it. Maybe there are ways that you can improve the way the business was run by the previous owner that could get the business up another level. There are plenty of businesses businesses for sale out there that could not only save you thousands of advertising and start-up costs. The neatest thing is that the business is already known and off the ground.

There are many businesses available and it all depends on what industry you would like to be in. You can make your choice, think about it a hundred times before jumping in, weigh all the pros and cons and go for it. It’s your business, you have the right to choose it.

Popularity: 18% [?]

We just spent a couple of days with our colleagues from Spain. We are here in Frankfurt, Germany to integrate four countries into our system. We had Czech Republic during our first week and we could call that a great success (with invitations to visit them in Czech Republic anytime!). The week after that was Germany. It was another successful week and we have been pampered by our German colleagues here since we arrived.

This week is Spain and next week would be Italy. Since we are free this coming weekend, our colleagues from Spain asked us if we would like to travel to Spain for the weekend. It would be the best time for us since we are already in Europe. We were invited to spend a weekend in Malaga - which is located in the southern part of Spain on the coast of the Mediterranean Sea. They said we could go to Car hire malaga, and hire a vehicle so we could tour the place with beautiful Cathedrals and visit the Pablo Picasso Public Foundation, and enjoy the most beautiful climate Spain could offer.

We could go to a site, compare car-hire prices in the area and get going. We are still throwing the idea around since we are already here and it probably is a chance that will never come around again in our lifetime. The most convenient time to go is now. Hmmm - - thinking - thinking…

Popularity: 25% [?]

We have been blessed immensely.  We couldn’t thank our readers more for your support and loyalty to our site.  Random postings are the thing we do these days but we promise, we will be back with a vengeance.  Being out of the country seems to have thrown off our schedules and it would be nice to be back in the same time zone again soon.

The surprising thing is, we get to pick opportunities while you sleep!  :D  It’s feels as if the tables are turned and we know how the Europeans fare out during our night time in the U.S.  We felt that the opportunities are equally distributed between continents and it really doesn’t matter where you are in the world.

Proven:  An opportunity is an opportunity regardless of time zones!

Popularity: 30% [?]

We’ve noticed that we’ve really put a lot of time in front of a computer trying to do our best to make sure we are on the right track to financial freedom. The resultes have been very promising and we are extremely excited about it. The problem is, we raerely see the sunshine anymore. It seems we’ve become too involved and you know what they say, “All work and no play - makes Pro Gobbler and a dull boy!”

So, our colleagues were discussing a few things that could get us out or get our blood pumping at least. We should have participated in the Frankfurt 5 K run to get some excercise. But we thought it may be a little more exciting if we join a martial arts club in order to get fit and have fun at the same time. Everybody thought that it was a great idea so we started looking for a club where it will be convenient for us, checked out the best sparring gear we could find and get ready to get pumped up for our first session.

Personally, I have wanted to learn martial arts from when I was a little boy. My brothers did it and they seem to have enjoyed it well. Now that they have linked martial arts to a a very good form of exercise to get your blood flowing, it’s not a bad choice at all (as long as we don’t get hit on the nose or something!)

To our readers - - it’s fine to aim high, but don’t forget to play too! You can be more productive if you have that balance. We’re taking our first step - how about you?!

Popularity: 29% [?]

I don’t know if you’re like us but we’re the type of people who don’t want to pay full price for anything. Why do that if you can get it for half the price? If you are really trying to become financially-free, you should be investing in savings now rather than later. There are many ways to get the things that you normally buy at discount prices.

Use coupons, go to the discount stores or wholesale stores. The cents you save are not small stuff in the long run. DealKing.com is an online service that is dedicated to provide you with the most current discount coupons and offerings available out there. If you shop online, why not get the extra savings before you even spend your hard-earned money.

Saving cents could lead to thousands of dollars. If you wise-up today, you will reap your benefits tomorrow. Just try it for a month and let us know how you do. Believe us — we’ve done it.

Popularity: 22% [?]

“You spend that much time in front of a computer blogging?”, said one of our friends. “I don’t even have the time to sit down and watch TV - how do you do it?”

People say that if you want something bad enough, you will be willing to work for it. And if you do, you normally get it. It’s not the time that you put into it, it’s the value of time that would get you closer to your goal in the long term. Why do we blog? We do it for several reasons.

We want to show the world that there is money to be made online.

We want to let the people know that there are multiple streams of income available to you if you look hard enough.

A hobby can be a great income-producing stream.

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Popularity: 27% [?]

We were reading an article on the net today and we were surprised because as much as we want to tell you that finding a way to make it on the “web business in making money online”, it’s not as easy as we thought it was going to be and that is exactly what sentiments others have regarding online income. It is definitely hard work if you ask us and there are times as well when we say to ourselve, “Who are we kidding?” Read on…

Unless you are an Internet Newbie, you’ve probably learned by now that making money on the web isn’t easy … certainly not as easy as many sales pitches would have you believe.

Yet, this doesn’t seem to deter the millions trying to compete in perhaps the most crowded web market of them all, namely, Internet Marketing.

This is not to suggest that great success is not possible in Internet Marketing. To the contrary, I can rattle off a number of names that were virtually unheard of a year ago who have done tremendously well.

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Popularity: 15% [?]